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Sebastian city, FL

ZIP 32958 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32958

Median Home Value
$279,100
Median Rent
$1,192
Affordability Snapshot
$77,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,793/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32958 in Sebastian city, FL, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,793. That is roughly in line with the local median household income ($68,276). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.3%+29% vs US avg
x
Vacancy Rate
13.8%+34% vs US avg
x
Broadband Access
88.7%+2% vs US avg
x
4+ Bedrooms
1.7%-88% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
29.9%-40% vs US avg
x
Mortgage-Free
49.3%+29% vs US avg
x
$279,100
Home Value
$1,192
Rent
1992
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.9%
  • 1-unit attached1.6%
  • 2-9 units5.0%
  • 10+ units4.2%
  • Mobile home & other8.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$279,100
Median rent$1,192
Owner-occupied84.3%
Vacant13.8%
Price-to-income4.1x
Est. income to buy$77,000