ZIP Code 32968 — Vero Beach South CDP, FL Demographics & Data

ZIP code 32968 covers Vero Beach South, FL in Indian River County with a population of about 15,576.

At a glance, the area shows median age of 47.6 versus a U.S. median of about 38.9.

It sits in telephone area code 772; U.S. House district FL-8; the WEST PALM BEACH - FT. PIERCE media market.

Vero Beach South, FL matches a tourism / travel destination profile (tourism/destination place names). Search demand here often clusters around weather, landmarks, short stays, and local services — the live 7-day forecast on this page is especially useful for trip planning.

Median household income in ZIP 32968 is about $87,801 — about 17% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.8%; unemployment rate near 1.4%; 36.7% of adults with a bachelor’s degree or higher (about 3.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Food services, and Healthcare; about 11.6% of workers reporting work-from-home (about 3.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $357,800 — about 3% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,437 (about 24% above the U.S. median rent ($1,163)), and owner-occupancy near 92.2% (about 26.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32968 in Vero Beach South, FL, a household would need roughly $98,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,298. That is roughly in line with the local median household income ($87,801). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Vero Beach South CDP, FL as Relatively High (composite score 95.6), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.2) and wildfire (88.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Vero Beach South CDP, FL show little to no average snow and around 56.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 697 for ZIP 32968 (Vero Beach South CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.