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Florida City city, FL

ZIP 33034 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33034

Median Home Value
$310,700
Median Rent
$1,077
Affordability Snapshot
$86,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,996/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

24.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33034 in Florida City city, FL, a household would need roughly $86,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,996. That is about 85% above the local median household income ($46,404), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
35.3%-46% vs US avg
x
Vacancy Rate
8.5%-17% vs US avg
x
Broadband Access
85.1%-2% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
4.7%-32% vs US avg
x
Rent Burden >30%
32.4%-35% vs US avg
x
Mortgage-Free
58.2%+52% vs US avg
x
$310,700
Home Value
$1,077
Rent
1995
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached40.7%
  • 1-unit attached13.0%
  • 2-9 units16.7%
  • 10+ units18.1%
  • Mobile home & other11.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$310,700
Median rent$1,077
Owner-occupied35.3%
Vacant8.5%
Price-to-income6.7x
Est. income to buy$86,000