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Key Colony Beach city, FL

ZIP 33051 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33051

Median Home Value
$834,800
Median Rent
$1,788
Affordability Snapshot
$230,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,363/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

38.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33051 in Key Colony Beach city, FL, a household would need roughly $230,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,363. That is about 143% above the local median household income ($94,531), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 73% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.7%+7% vs US avg
x
Vacancy Rate
72.9%+608% vs US avg
x
Broadband Access
93.2%+7% vs US avg
x
4+ Bedrooms
3.6%-76% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
43.0%-13% vs US avg
x
Mortgage-Free
55.6%+46% vs US avg
x
$834,800
Home Value
$1,788
Rent
1982
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached36.7%
  • 1-unit attached33.6%
  • 2-9 units11.1%
  • 10+ units18.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$834,800
Median rent$1,788
Owner-occupied69.7%
Vacant72.9%
Price-to-income8.8x
Est. income to buy$230,000