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Miami city, FL

ZIP 33135 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33135

Median Home Value
$396,700
Median Rent
$1,205
Affordability Snapshot
$109,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,548/mo PITI).

38%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

10.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33135 in Miami city, FL, a household would need roughly $109,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,548. That is about 189% above the local median household income ($37,757), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
21.3%-68% vs US avg
x
Vacancy Rate
7.4%-28% vs US avg
x
Broadband Access
70.8%-19% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
13.5%+5% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
39.1%-21% vs US avg
x
Mortgage-Free
48.9%+28% vs US avg
x
$396,700
Home Value
$1,205
Rent
1959
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached20.6%
  • 1-unit attached13.3%
  • 2-9 units24.7%
  • 10+ units39.3%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$396,700
Median rent$1,205
Owner-occupied21.3%
Vacant7.4%
Price-to-income10.5x
Est. income to buy$109,000