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Miami city, FL

ZIP 33149 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33149

Median Home Value
$1,231,500
Median Rent
$3,501
Affordability Snapshot
$339,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,911/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

29.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33149 in Miami city, FL, a household would need roughly $339,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,911. That is about 97% above the local median household income ($171,982), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 33% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.4%+6% vs US avg
x
Vacancy Rate
33.4%+224% vs US avg
x
Broadband Access
93.6%+8% vs US avg
x
4+ Bedrooms
7.2%-52% vs US avg
x
Built Pre-1939
0.6%-96% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
32.9%-34% vs US avg
x
Mortgage-Free
54.0%+41% vs US avg
x
$1,231,500
Home Value
$3,501
Rent
1978
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached18.5%
  • 1-unit attached3.2%
  • 2-9 units1.0%
  • 10+ units76.9%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,231,500
Median rent$3,501
Owner-occupied69.4%
Vacant33.4%
Price-to-income7.2x
Est. income to buy$339,000