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, FL

ZIP 33194 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33194

Median Home Value
$468,200
Median Rent
$2,332
Affordability Snapshot
$129,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,008/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33194 in FL, a household would need roughly $129,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,008. That is roughly in line with the local median household income ($119,676). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
76.0%+16% vs US avg
x
Vacancy Rate
0.0%
x
Broadband Access
99.1%+14% vs US avg
x
4+ Bedrooms
11.8%-20% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.9%-88% vs US avg
x
Rent Burden >30%
13.2%-73% vs US avg
x
Mortgage-Free
29.6%-23% vs US avg
x
$468,200
Home Value
$2,332
Rent
2004
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.7%
  • 1-unit attached28.8%
  • 2-9 units1.4%
  • 10+ units1.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$468,200
Median rent$2,332
Owner-occupied76.0%
Vacant0.0%
Price-to-income3.9x
Est. income to buy$129,000