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The Hammocks CDP, FL

ZIP 33196 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33196

Median Home Value
$457,300
Median Rent
$1,958
Affordability Snapshot
$126,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,938/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33196 in The Hammocks CDP, FL, a household would need roughly $126,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,938. That is about 35% above the local median household income ($93,370), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
66.8%+2% vs US avg
x
Vacancy Rate
2.3%-77% vs US avg
x
Broadband Access
97.7%+12% vs US avg
x
4+ Bedrooms
4.8%-67% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
33.3%-33% vs US avg
x
Mortgage-Free
33.6%-12% vs US avg
x
$457,300
Home Value
$1,958
Rent
1995
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.9%
  • 1-unit attached11.0%
  • 2-9 units10.4%
  • 10+ units18.3%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$457,300
Median rent$1,958
Owner-occupied66.8%
Vacant2.3%
Price-to-income4.9x
Est. income to buy$126,000