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ZIP 33245 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33245

Median Home Value
$633,400
Median Rent
$1,189
Affordability Snapshot
$174,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,069/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

44.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33245, a household would need roughly $174,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,069. That is about 127% above the local median household income ($76,656), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.3%+24% vs US avg
x
Vacancy Rate
12.9%+25% vs US avg
x
Broadband Access
80.2%-8% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
19.1%+49% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
27.8%-44% vs US avg
x
Mortgage-Free
54.7%+43% vs US avg
x
$633,400
Home Value
$1,189
Rent
1944
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.4%
  • 1-unit attached12.8%
  • 2-9 units4.3%
  • 10+ units20.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$633,400
Median rent$1,189
Owner-occupied81.3%
Vacant12.9%
Price-to-income8.3x
Est. income to buy$174,000