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West Palm Beach city, FL

ZIP 33409 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33409

Median Home Value
$282,900
Median Rent
$1,514
Affordability Snapshot
$78,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,817/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

15.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33409 in West Palm Beach city, FL, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,817. That is about 20% above the local median household income ($65,206), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
46.7%-29% vs US avg
x
Vacancy Rate
12.9%+25% vs US avg
x
Broadband Access
89.7%+3% vs US avg
x
4+ Bedrooms
1.4%-91% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
0.7%-89% vs US avg
x
Rent Burden >30%
20.7%-58% vs US avg
x
Mortgage-Free
39.1%+2% vs US avg
x
$282,900
Home Value
$1,514
Rent
1988
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached34.2%
  • 1-unit attached6.9%
  • 2-9 units17.5%
  • 10+ units35.0%
  • Mobile home & other6.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$282,900
Median rent$1,514
Owner-occupied46.7%
Vacant12.9%
Price-to-income4.3x
Est. income to buy$78,000