ZIP Code 33438 — Canal Point CDP, FL Demographics & Data

ZIP code 33438 covers Canal Point, FL in Martin County with a population of about 439.

At a glance, the area shows median age of 37.8 (near the U.S. median).

It sits in telephone area codes 561, 728, 772; U.S. House district FL-21; the WEST PALM BEACH - FT. PIERCE media market.

Canal Point, FL matches a tourism / travel destination profile (tourism/destination place names). Search demand here often clusters around weather, landmarks, short stays, and local services — the live 7-day forecast on this page is especially useful for trip planning.

On socioeconomic markers, US5 shows a poverty rate of 17.1%; unemployment rate near 18.9%; 27.1% of adults with a bachelor’s degree or higher (about 6.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Agriculture, and Healthcare; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $87,100 — about 75% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,025 (about 12% below the U.S. median rent ($1,163)), and owner-occupancy near 56.5% (about 8.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 33438 in Canal Point, FL, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $560. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Canal Point CDP, FL as Relatively Moderate (composite score 94.1), which is among the highest nationally. The strongest component scores on US5 are hurricane (98.7) and wildfire (90.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Canal Point CDP, FL show little to no average snow and around 55.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 20 for ZIP 33438 (Canal Point CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.