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, FL

ZIP 33446 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33446

Median Home Value
$415,000
Median Rent
$1,674
Affordability Snapshot
$114,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,666/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

20.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33446 in FL, a household would need roughly $114,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,666. That is about 52% above the local median household income ($74,995), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.0%+36% vs US avg
x
Vacancy Rate
20.9%+103% vs US avg
x
Broadband Access
86.1%-1% vs US avg
x
4+ Bedrooms
7.5%-49% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
28.2%-43% vs US avg
x
Mortgage-Free
65.2%+71% vs US avg
x
$415,000
Home Value
$1,674
Rent
1991
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached45.0%
  • 1-unit attached9.9%
  • 2-9 units15.7%
  • 10+ units28.8%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$415,000
Median rent$1,674
Owner-occupied89.0%
Vacant20.9%
Price-to-income5.5x
Est. income to buy$114,000