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ZIP 33454
Housing & Real Estate

ZIP 33454 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33454

Median Home Value

$192,300

Median Rent

$1,663

Affordability Snapshot

$53,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,235/mo PITI).

42%

Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

4.0x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

9.6 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33454, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,235. That is roughly in line with the local median household income ($47,685). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

72.4%+11% vs US avg

Vacancy Rate

9.7%-6% vs US avg

Broadband Access

91.7%+5% vs US avg

4+ Bedrooms

0.0%

Built Pre-1939

0.0%

Built Post-2014

0.0%

Rent Burden >30%

27.9%-44% vs US avg

Mortgage-Free

48.0%+26% vs US avg

$192,300

Home Value

$1,663

Rent

1987

Year Built

2018

Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached3.0%
1-unit attached39.6%
2-9 units15.7%
10+ units4.1%
Mobile home & other37.6%

ZIP 33454 — Housing & Real Estate

Housing & Real Estate in ZIP Code 33454

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