US5.com
  1. Home
  2. States
  3. Florida
  4. ZIP 33534
  5. Housing & Real Estate
Gibsonton CDP, FL

ZIP 33534 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33534

Median Home Value
$274,000
Median Rent
$1,144
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,760/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33534 in Gibsonton CDP, FL, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,760. That is roughly in line with the local median household income ($73,600). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
66.5%+2% vs US avg
x
Vacancy Rate
7.7%-25% vs US avg
x
Broadband Access
95.0%+9% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
2.1%-83% vs US avg
x
Built Post-2014
3.8%-45% vs US avg
x
Rent Burden >30%
28.8%-42% vs US avg
x
Mortgage-Free
25.1%-34% vs US avg
x
$274,000
Home Value
$1,144
Rent
2003
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.6%
  • 1-unit attached4.0%
  • 2-9 units2.2%
  • 10+ units0.4%
  • Mobile home & other25.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$274,000
Median rent$1,144
Owner-occupied66.5%
Vacant7.7%
Price-to-income3.7x
Est. income to buy$75,000