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Center Hill city, FL

ZIP 33597 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33597

Median Home Value
$214,500
Median Rent
$592
Affordability Snapshot
$59,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,378/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33597 in Center Hill city, FL, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,378. That is roughly in line with the local median household income ($61,563). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.3%+33% vs US avg
x
Vacancy Rate
15.0%+46% vs US avg
x
Broadband Access
88.9%+2% vs US avg
x
4+ Bedrooms
3.3%-78% vs US avg
x
Built Pre-1939
2.6%-80% vs US avg
x
Built Post-2014
2.0%-70% vs US avg
x
Rent Burden >30%
16.5%-67% vs US avg
x
Mortgage-Free
50.3%+32% vs US avg
x
$214,500
Home Value
$592
Rent
1987
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.8%
  • 1-unit attached0.4%
  • 2-9 units1.5%
  • 10+ units0.4%
  • Mobile home & other42.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$214,500
Median rent$592
Owner-occupied87.3%
Vacant15.0%
Price-to-income3.5x
Est. income to buy$59,000