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Tampa city, FL

ZIP 33602 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33602

Median Home Value
$560,400
Median Rent
$2,038
Affordability Snapshot
$154,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,600/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

22.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33602 in Tampa city, FL, a household would need roughly $154,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,600. That is about 74% above the local median household income ($88,569), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
30.9%-53% vs US avg
x
Vacancy Rate
9.9%-4% vs US avg
x
Broadband Access
92.2%+6% vs US avg
x
4+ Bedrooms
0.6%-96% vs US avg
x
Built Pre-1939
2.5%-80% vs US avg
x
Built Post-2014
4.1%-41% vs US avg
x
Rent Burden >30%
24.9%-50% vs US avg
x
Mortgage-Free
31.3%-18% vs US avg
x
$560,400
Home Value
$2,038
Rent
2005
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached11.7%
  • 1-unit attached5.4%
  • 2-9 units8.2%
  • 10+ units74.6%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$560,400
Median rent$2,038
Owner-occupied30.9%
Vacant9.9%
Price-to-income6.3x
Est. income to buy$154,000