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Tampa city, FL

ZIP 33607 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33607

Median Home Value
$316,100
Median Rent
$1,630
Affordability Snapshot
$87,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,031/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33607 in Tampa city, FL, a household would need roughly $87,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,031. That is about 31% above the local median household income ($66,404), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
38.9%-41% vs US avg
x
Vacancy Rate
12.0%+17% vs US avg
x
Broadband Access
94.3%+8% vs US avg
x
4+ Bedrooms
0.7%-95% vs US avg
x
Built Pre-1939
5.3%-59% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
25.1%-49% vs US avg
x
Mortgage-Free
42.0%+10% vs US avg
x
$316,100
Home Value
$1,630
Rent
1985
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached46.8%
  • 1-unit attached4.4%
  • 2-9 units8.2%
  • 10+ units40.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$316,100
Median rent$1,630
Owner-occupied38.9%
Vacant12.0%
Price-to-income4.8x
Est. income to buy$87,000