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Egypt Lake-Leto CDP, FL

ZIP 33614 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33614

Median Home Value
$295,700
Median Rent
$1,238
Affordability Snapshot
$81,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,899/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

19.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33614 in Egypt Lake-Leto CDP, FL, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,899. That is about 58% above the local median household income ($51,143), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
42.2%-35% vs US avg
x
Vacancy Rate
8.2%-21% vs US avg
x
Broadband Access
92.5%+6% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
31.4%-37% vs US avg
x
Mortgage-Free
41.2%+8% vs US avg
x
$295,700
Home Value
$1,238
Rent
1980
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached41.3%
  • 1-unit attached5.1%
  • 2-9 units25.9%
  • 10+ units25.6%
  • Mobile home & other2.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$295,700
Median rent$1,238
Owner-occupied42.2%
Vacant8.2%
Price-to-income5.8x
Est. income to buy$81,000