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Madeira Beach city, FL

ZIP 33708 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33708

Median Home Value
$463,700
Median Rent
$1,824
Affordability Snapshot
$128,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,979/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

21.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33708 in Madeira Beach city, FL, a household would need roughly $128,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,979. That is about 53% above the local median household income ($83,773), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 39% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.6%+16% vs US avg
x
Vacancy Rate
39.0%+279% vs US avg
x
Broadband Access
91.6%+5% vs US avg
x
4+ Bedrooms
0.7%-95% vs US avg
x
Built Pre-1939
5.7%-56% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
34.5%-31% vs US avg
x
Mortgage-Free
53.1%+39% vs US avg
x
$463,700
Home Value
$1,824
Rent
1975
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached35.5%
  • 1-unit attached5.1%
  • 2-9 units12.1%
  • 10+ units43.8%
  • Mobile home & other3.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$463,700
Median rent$1,824
Owner-occupied75.6%
Vacant39.0%
Price-to-income5.5x
Est. income to buy$128,000