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St. Petersburg city, FL

ZIP 33712 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33712

Median Home Value
$300,600
Median Rent
$1,207
Affordability Snapshot
$83,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,931/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

20.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33712 in St. Petersburg city, FL, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,931. That is about 44% above the local median household income ($57,729), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
57.3%-12% vs US avg
x
Vacancy Rate
22.8%+121% vs US avg
x
Broadband Access
87.8%+1% vs US avg
x
4+ Bedrooms
0.7%-96% vs US avg
x
Built Pre-1939
5.3%-59% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
38.5%-23% vs US avg
x
Mortgage-Free
35.5%-7% vs US avg
x
$300,600
Home Value
$1,207
Rent
1969
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.7%
  • 1-unit attached2.8%
  • 2-9 units18.7%
  • 10+ units16.8%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$300,600
Median rent$1,207
Owner-occupied57.3%
Vacant22.8%
Price-to-income5.2x
Est. income to buy$83,000