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Largo city, FL

ZIP 33760 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33760

Median Home Value
$245,800
Median Rent
$1,254
Affordability Snapshot
$68,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,579/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33760 in Largo city, FL, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,579. That is roughly in line with the local median household income ($59,489). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
48.5%-26% vs US avg
x
Vacancy Rate
13.5%+31% vs US avg
x
Broadband Access
85.6%-2% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
30.8%-38% vs US avg
x
Mortgage-Free
51.2%+34% vs US avg
x
$245,800
Home Value
$1,254
Rent
1984
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached23.3%
  • 1-unit attached8.5%
  • 2-9 units24.2%
  • 10+ units32.1%
  • Mobile home & other11.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$245,800
Median rent$1,254
Owner-occupied48.5%
Vacant13.5%
Price-to-income4.1x
Est. income to buy$68,000