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Seminole city, FL

ZIP 33776 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33776

Median Home Value
$436,700
Median Rent
$1,998
Affordability Snapshot
$120,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,805/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33776 in Seminole city, FL, a household would need roughly $120,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,805. That is about 18% above the local median household income ($101,618), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
91.1%+39% vs US avg
x
Vacancy Rate
9.1%-12% vs US avg
x
Broadband Access
94.2%+8% vs US avg
x
4+ Bedrooms
3.5%-77% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
22.1%-55% vs US avg
x
Mortgage-Free
45.1%+18% vs US avg
x
$436,700
Home Value
$1,998
Rent
1978
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.2%
  • 1-unit attached9.7%
  • 2-9 units3.3%
  • 10+ units5.7%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$436,700
Median rent$1,998
Owner-occupied91.1%
Vacant9.1%
Price-to-income4.3x
Est. income to buy$120,000