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Lakeland city, FL

ZIP 33805 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33805

Median Home Value
$173,800
Median Rent
$949
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,116/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

15.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33805 in Lakeland city, FL, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,116. That sits below the local median household income ($55,565), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
48.0%-27% vs US avg
x
Vacancy Rate
14.1%+36% vs US avg
x
Broadband Access
84.6%-3% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
3.5%-73% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
20.2%-59% vs US avg
x
Mortgage-Free
52.7%+38% vs US avg
x
$173,800
Home Value
$949
Rent
1984
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.6%
  • 1-unit attached2.7%
  • 2-9 units11.3%
  • 10+ units19.0%
  • Mobile home & other15.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$173,800
Median rent$949
Owner-occupied48.0%
Vacant14.1%
Price-to-income3.1x
Est. income to buy$48,000