ZIP Code 33860 — Mulberry city, FL Demographics & Data

ZIP code 33860 covers Mulberry, FL in Polk County with a population of about 25,617.

At a glance, the area shows median age of 34.3 versus a U.S. median of about 38.9.

It sits in telephone area code 863; U.S. House district FL-18; the TAMPA - ST. PETE (SARASOTA) media market.

Median household income in ZIP 33860 is about $62,779 — about 16% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.7%; unemployment rate near 3.8%; 14.8% of adults with a bachelor’s degree or higher (about 18.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Construction; about 12.1% of workers reporting work-from-home (about 3.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $221,400 — about 36% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $888 (about 24% below the U.S. median rent ($1,163)), and owner-occupancy near 70.0% (about 4.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 33860 in Mulberry, FL, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,422. That is roughly in line with the local median household income ($62,779). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mulberry city, FL as Relatively High (composite score 96.5), which is among the highest nationally. The strongest component scores on US5 are hurricane (98.5) and wildfire (97.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mulberry city, FL show little to no average snow and around 50.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,146 for ZIP 33860 (Mulberry city, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.