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Winter Haven city, FL

ZIP 33884 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33884

Median Home Value
$269,400
Median Rent
$1,279
Affordability Snapshot
$74,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,731/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33884 in Winter Haven city, FL, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,731. That is roughly in line with the local median household income ($70,516). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.1%+16% vs US avg
x
Vacancy Rate
12.9%+25% vs US avg
x
Broadband Access
93.1%+7% vs US avg
x
4+ Bedrooms
1.8%-88% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
1.1%-83% vs US avg
x
Rent Burden >30%
25.0%-50% vs US avg
x
Mortgage-Free
39.6%+4% vs US avg
x
$269,400
Home Value
$1,279
Rent
1995
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.1%
  • 1-unit attached3.8%
  • 2-9 units11.3%
  • 10+ units4.3%
  • Mobile home & other9.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$269,400
Median rent$1,279
Owner-occupied76.1%
Vacant12.9%
Price-to-income3.8x
Est. income to buy$74,000