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Cleveland CDP, FL

ZIP 33982 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33982

Median Home Value
$285,400
Median Rent
$877
Affordability Snapshot
$79,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,833/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33982 in Cleveland CDP, FL, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,833. That is about 15% above the local median household income ($68,514), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.9%+34% vs US avg
x
Vacancy Rate
21.2%+106% vs US avg
x
Broadband Access
90.2%+4% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
9.7%+41% vs US avg
x
Rent Burden >30%
9.1%-82% vs US avg
x
Mortgage-Free
54.0%+41% vs US avg
x
$285,400
Home Value
$877
Rent
1998
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.9%
  • 1-unit attached1.8%
  • 2-9 units1.9%
  • 10+ units2.0%
  • Mobile home & other34.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$285,400
Median rent$877
Owner-occupied87.9%
Vacant21.2%
Price-to-income4.2x
Est. income to buy$79,000