What to know about ZIP 34146
ZIP code 34146 covers ZIP 34146 with a population of about 3,770.
At a glance, the area shows median age of 62.4 versus a U.S. median of about 38.9.
It sits in the FT. MYERS - NAPLES media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 34146 covers ZIP 34146 with a population of about 3,770.
At a glance, the area shows median age of 62.4 versus a U.S. median of about 38.9.
It sits in the FT. MYERS - NAPLES media market.
ZIP 34146 fits a retirement-oriented profile (high share of residents 65+ (45.4%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.
Median household income in ZIP 34146 is about $115,035 — about 53% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 9.2%; unemployment rate near 0.0%; 48.5% of adults with a bachelor’s degree or higher (about 14.8 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Construction, Professional services, and Retail trade; about 30.8% of workers reporting work-from-home (about 15.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $892,300 — about 156% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,788 (about 54% above the U.S. median rent ($1,163)), and owner-occupancy near 88.6% (about 23.2 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 34146, a household would need roughly $246,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,732. That is about 114% above the local median household income ($115,035), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.