ZIP Code 34242 — Siesta Key CDP, FL Demographics & Data

ZIP code 34242 covers Siesta Key, FL in Sarasota County with a population of about 7,672.

At a glance, the area shows median age of 65.1 versus a U.S. median of about 38.9.

It sits in telephone area code 941; U.S. House district FL-17; the TAMPA - ST. PETE (SARASOTA) media market.

Siesta Key, FL aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 34242 is about $122,143 — about 63% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.6%; unemployment rate near 3.6%; 66.5% of adults with a bachelor’s degree or higher (about 32.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Healthcare, and Retail trade; about 31.8% of workers reporting work-from-home (about 16.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $995,900 — about 186% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,231 (about 92% above the U.S. median rent ($1,163)), and owner-occupancy near 90.2% (about 24.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 34242 in Siesta Key, FL, a household would need roughly $274,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,397. That is about 124% above the local median household income ($122,143), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Siesta Key CDP, FL as Relatively High (composite score 98.2), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.5) and flood (95.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Siesta Key CDP, FL show little to no average snow and around 49.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 343 for ZIP 34242 (Siesta Key CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.