ZIP Code 34243 — Whitfield CDP, FL Demographics & Data

ZIP code 34243 covers Whitfield, FL in Manatee County with a population of about 31,773.

At a glance, the area shows median age of 51.4 versus a U.S. median of about 38.9.

It sits in telephone area code 941; U.S. House district FL-16; the TAMPA - ST. PETE (SARASOTA) media market.

Whitfield, FL sits in a university / college context (near new college of florida (2.2 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 34243 is about $79,799 — about 6% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.4%; unemployment rate near 3.8%; 43.0% of adults with a bachelor’s degree or higher (about 9.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Professional services; about 14.9% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $395,000 — about 13% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,831 (about 57% above the U.S. median rent ($1,163)), and owner-occupancy near 75.3% (about 9.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 34243 in Whitfield, FL, a household would need roughly $109,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,537. That is about 37% above the local median household income ($79,799), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Whitfield CDP, FL as Relatively High (composite score 97.6), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.3) and flood (93.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Whitfield CDP, FL show little to no average snow and around 49.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,422 for ZIP 34243 (Whitfield CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.