What to know about ZIP 34295
ZIP code 34295 covers ZIP 34295 with a population of about 3,634.
At a glance, the area shows median age of 72.9 versus a U.S. median of about 38.9.
It sits in the TAMPA - ST. PETE (SARASOTA) media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP 34295 is tagged as a military / base community. Loading DoD locality rates… Rates are a planning reference — confirm with finance or the official DTMO BAH lookup.
ZIP code 34295 covers ZIP 34295 with a population of about 3,634.
At a glance, the area shows median age of 72.9 versus a U.S. median of about 38.9.
It sits in the TAMPA - ST. PETE (SARASOTA) media market.
ZIP 34295 reads as a military / base-oriented community on US5’s intent model (elevated veteran share (19.6%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.
US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.
Median household income in ZIP 34295 is about $82,875 — about 10% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 4.6%; unemployment rate near 3.9%; 39.0% of adults with a bachelor’s degree or higher (about 5.3 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Real estate, and Construction; about 27.7% of workers reporting work-from-home (about 12.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $483,500 — about 39% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,908 (about 64% above the U.S. median rent ($1,163)), and owner-occupancy near 92.5% (about 27.1 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 34295, a household would need roughly $133,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,106. That is about 60% above the local median household income ($82,875), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.