ZIP Code 34433 — Citrus Springs CDP, FL Demographics & Data

ZIP code 34433 covers Citrus Springs, FL in Citrus County with a population of about 8,218.

At a glance, the area shows median age of 45.8 versus a U.S. median of about 38.9.

It sits in telephone area code 352; U.S. House district FL-12; the TAMPA - ST. PETE (SARASOTA) media market.

Median household income in ZIP 34433 is about $70,024 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.5%; unemployment rate near 3.7%; 17.1% of adults with a bachelor’s degree or higher (about 16.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Food services; about 11.1% of workers reporting work-from-home (about 4.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $217,100 — about 38% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $995 (about 14% below the U.S. median rent ($1,163)), and owner-occupancy near 85.5% (about 20.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 34433 in Citrus Springs, FL, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,395. That sits below the local median household income ($70,024), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Citrus Springs CDP, FL as Relatively High (composite score 94.7), which is among the highest nationally. The strongest component scores on US5 are hurricane (98.8) and wildfire (90.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Citrus Springs CDP, FL show little to no average snow and around 52.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 368 for ZIP 34433 (Citrus Springs CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.