ZIP Code 34613 — North Weeki Wachee CDP, FL Demographics & Data

ZIP code 34613 covers North Weeki Wachee, FL in Hernando County with a population of about 18,280.

At a glance, the area shows median age of 61.1 versus a U.S. median of about 38.9.

It sits in telephone area code 352; U.S. House district FL-12; the TAMPA - ST. PETE (SARASOTA) media market.

North Weeki Wachee, FL fits a retirement-oriented profile (high share of residents 65+ (41.4%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 34613 is about $56,175 — about 25% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.2%; unemployment rate near 5.9%; 21.3% of adults with a bachelor’s degree or higher (about 12.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 10.4% of workers reporting work-from-home (about 4.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $181,800 — about 48% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $942 (about 19% below the U.S. median rent ($1,163)), and owner-occupancy near 89.8% (about 24.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 34613 in North Weeki Wachee, FL, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,168. That sits below the local median household income ($56,175), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for North Weeki Wachee CDP, FL as Relatively Moderate (composite score 88.0), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (96.1) and wildfire (88.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for North Weeki Wachee CDP, FL show little to no average snow.

IRS migration statistics show a net inflow of about 818 for ZIP 34613 (North Weeki Wachee CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.