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ZIP 34770
Housing & Real Estate

ZIP 34770 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 34770

Median Home Value

$202,200

Median Rent

$1,435

Affordability Snapshot

$56,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,299/mo PITI).

32%

Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

3.8x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

11.7 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 34770, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,299. That is roughly in line with the local median household income ($53,542). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

63.4%-3% vs US avg

Vacancy Rate

15.5%+50% vs US avg

Broadband Access

87.5%+1% vs US avg

4+ Bedrooms

0.6%-96% vs US avg

Built Pre-1939

0.0%

Built Post-2014

1.7%-75% vs US avg

Rent Burden >30%

26.2%-47% vs US avg

Mortgage-Free

54.7%+43% vs US avg

$202,200

Home Value

$1,435

Rent

2001

Year Built

2018

Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached21.3%
1-unit attached17.8%
2-9 units17.2%
10+ units6.4%
Mobile home & other37.3%

ZIP 34770 — Housing & Real Estate

Housing & Real Estate in ZIP Code 34770

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