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Horizon West CDP, FL

ZIP 34787 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 34787

Median Home Value
$475,000
Median Rent
$1,836
Affordability Snapshot
$131,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,051/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 34787 in Horizon West CDP, FL, a household would need roughly $131,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,051. That is roughly in line with the local median household income ($114,988). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
71.8%+10% vs US avg
x
Vacancy Rate
7.5%-27% vs US avg
x
Broadband Access
95.4%+10% vs US avg
x
4+ Bedrooms
12.5%-16% vs US avg
x
Built Pre-1939
0.6%-96% vs US avg
x
Built Post-2014
8.6%+24% vs US avg
x
Rent Burden >30%
22.3%-55% vs US avg
x
Mortgage-Free
30.3%-21% vs US avg
x
$475,000
Home Value
$1,836
Rent
2009
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.4%
  • 1-unit attached9.3%
  • 2-9 units5.4%
  • 10+ units9.8%
  • Mobile home & other5.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$475,000
Median rent$1,836
Owner-occupied71.8%
Vacant7.5%
Price-to-income4.1x
Est. income to buy$131,000