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Fort Pierce North CDP, FL

ZIP 34946 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 34946

Median Home Value
$128,100
Median Rent
$796
Affordability Snapshot
$35,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$823/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

13.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 34946 in Fort Pierce North CDP, FL, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $823. That sits below the local median household income ($40,488), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
58.8%-10% vs US avg
x
Vacancy Rate
20.8%+102% vs US avg
x
Broadband Access
71.8%-17% vs US avg
x
4+ Bedrooms
1.1%-92% vs US avg
x
Built Pre-1939
15.2%+19% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
16.0%-68% vs US avg
x
Mortgage-Free
70.2%+84% vs US avg
x
$128,100
Home Value
$796
Rent
1976
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.0%
  • 1-unit attached2.7%
  • 2-9 units8.8%
  • 10+ units2.3%
  • Mobile home & other25.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$128,100
Median rent$796
Owner-occupied58.8%
Vacant20.8%
Price-to-income3.2x
Est. income to buy$35,000