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Stuart city, FL

ZIP 34994 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 34994

Median Home Value
$248,900
Median Rent
$1,377
Affordability Snapshot
$69,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,599/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

15.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 34994 in Stuart city, FL, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,599. That is roughly in line with the local median household income ($62,895). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
58.7%-10% vs US avg
x
Vacancy Rate
18.1%+75% vs US avg
x
Broadband Access
86.6%-0% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
1.5%-89% vs US avg
x
Built Post-2014
1.9%-73% vs US avg
x
Rent Burden >30%
33.1%-33% vs US avg
x
Mortgage-Free
57.8%+51% vs US avg
x
$248,900
Home Value
$1,377
Rent
1982
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached28.2%
  • 1-unit attached4.5%
  • 2-9 units25.8%
  • 10+ units34.9%
  • Mobile home & other6.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$248,900
Median rent$1,377
Owner-occupied58.7%
Vacant18.1%
Price-to-income4.0x
Est. income to buy$69,000