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Pell City city, AL

ZIP 35125 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35125

Median Home Value
$179,900
Median Rent
$675
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,156/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35125 in Pell City city, AL, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,156. That sits below the local median household income ($63,823), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
68.2%+4% vs US avg
x
Vacancy Rate
11.8%+14% vs US avg
x
Broadband Access
92.1%+6% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
6.9%-46% vs US avg
x
Built Post-2014
2.7%-61% vs US avg
x
Rent Burden >30%
9.7%-80% vs US avg
x
Mortgage-Free
51.9%+36% vs US avg
x
$179,900
Home Value
$675
Rent
1989
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.0%
  • 1-unit attached1.9%
  • 2-9 units12.3%
  • 10+ units0.5%
  • Mobile home & other23.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$179,900
Median rent$675
Owner-occupied68.2%
Vacant11.8%
Price-to-income2.8x
Est. income to buy$50,000