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Vestavia Hills city, AL

ZIP 35216 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35216

Median Home Value
$376,200
Median Rent
$1,111
Affordability Snapshot
$104,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,417/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35216 in Vestavia Hills city, AL, a household would need roughly $104,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,417. That is about 42% above the local median household income ($73,125), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
54.7%-16% vs US avg
x
Vacancy Rate
8.5%-17% vs US avg
x
Broadband Access
93.0%+7% vs US avg
x
4+ Bedrooms
4.6%-69% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
24.5%-51% vs US avg
x
Mortgage-Free
34.8%-9% vs US avg
x
$376,200
Home Value
$1,111
Rent
1977
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached44.0%
  • 1-unit attached7.0%
  • 2-9 units22.9%
  • 10+ units25.8%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$376,200
Median rent$1,111
Owner-occupied54.7%
Vacant8.5%
Price-to-income5.1x
Est. income to buy$104,000