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Tarrant city, AL

ZIP 35217 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35217

Median Home Value
$113,800
Median Rent
$587
Affordability Snapshot
$31,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$731/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35217 in Tarrant city, AL, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $731. That sits below the local median household income ($38,769), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
48.3%-26% vs US avg
x
Vacancy Rate
14.8%+44% vs US avg
x
Broadband Access
81.7%-6% vs US avg
x
4+ Bedrooms
2.4%-84% vs US avg
x
Built Pre-1939
9.7%-24% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
20.4%-59% vs US avg
x
Mortgage-Free
49.7%+30% vs US avg
x
$113,800
Home Value
$587
Rent
1962
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.4%
  • 1-unit attached3.1%
  • 2-9 units12.4%
  • 10+ units7.1%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$113,800
Median rent$587
Owner-occupied48.3%
Vacant14.8%
Price-to-income2.9x
Est. income to buy$31,000