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Hoover city, AL

ZIP 35226 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35226

Median Home Value
$387,100
Median Rent
$1,226
Affordability Snapshot
$107,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,487/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35226 in Hoover city, AL, a household would need roughly $107,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,487. That sits below the local median household income ($126,053), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
82.9%+27% vs US avg
x
Vacancy Rate
5.5%-47% vs US avg
x
Broadband Access
96.0%+10% vs US avg
x
4+ Bedrooms
11.6%-22% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
21.3%-57% vs US avg
x
Mortgage-Free
28.3%-26% vs US avg
x
$387,100
Home Value
$1,226
Rent
1983
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.4%
  • 1-unit attached3.4%
  • 2-9 units5.9%
  • 10+ units7.4%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$387,100
Median rent$1,226
Owner-occupied82.9%
Vacant5.5%
Price-to-income3.1x
Est. income to buy$107,000