ZIP Code 35243 — Vestavia Hills city, AL Demographics & Data

ZIP code 35243 covers Vestavia Hills, AL in Jefferson County with a population of about 17,776.

At a glance, the area shows median age of 39.4 (near the U.S. median).

It sits in telephone area codes 205, 659; U.S. House district AL-6; the BIRMINGHAM (ANN & TUSC) media market.

Median household income in ZIP 35243 is about $99,063 — about 32% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.5%; unemployment rate near 3.1%; 69.6% of adults with a bachelor’s degree or higher (about 35.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Finance and insurance; about 13.9% of workers reporting work-from-home (about 1.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $484,400 — about 39% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,412 (about 21% above the U.S. median rent ($1,163)), and owner-occupancy near 53.0% (about 12.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 35243 in Vestavia Hills, AL, a household would need roughly $133,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,112. That is about 34% above the local median household income ($99,063), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Vestavia Hills city, AL as Relatively High (composite score 97.6), which is among the highest nationally. The strongest component scores on US5 are flood (98.1) and wildfire (79.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Vestavia Hills city, AL show little to no average snow and around 56.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 566 for ZIP 35243 (Vestavia Hills city, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.