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Hoover city, AL

ZIP 35244 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35244

Median Home Value
$390,900
Median Rent
$1,221
Affordability Snapshot
$108,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,511/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35244 in Hoover city, AL, a household would need roughly $108,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,511. That is roughly in line with the local median household income ($114,172). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
71.7%+10% vs US avg
x
Vacancy Rate
5.3%-48% vs US avg
x
Broadband Access
96.6%+11% vs US avg
x
4+ Bedrooms
12.2%-17% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
4.4%-36% vs US avg
x
Rent Burden >30%
25.4%-49% vs US avg
x
Mortgage-Free
29.5%-23% vs US avg
x
$390,900
Home Value
$1,221
Rent
1995
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.7%
  • 1-unit attached6.7%
  • 2-9 units9.5%
  • 10+ units18.9%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$390,900
Median rent$1,221
Owner-occupied71.7%
Vacant5.3%
Price-to-income3.4x
Est. income to buy$108,000