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ZIP 35259 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35259

Median Home Value
$621,400
Median Rent
$1,518
Affordability Snapshot
$171,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,992/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

34.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35259, a household would need roughly $171,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,992. That is about 57% above the local median household income ($108,852), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
71.1%+9% vs US avg
x
Vacancy Rate
7.5%-27% vs US avg
x
Broadband Access
98.4%+13% vs US avg
x
4+ Bedrooms
8.8%-41% vs US avg
x
Built Pre-1939
11.6%-9% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
11.9%-76% vs US avg
x
Mortgage-Free
43.5%+14% vs US avg
x
$621,400
Home Value
$1,518
Rent
1965
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.2%
  • 1-unit attached2.5%
  • 2-9 units16.8%
  • 10+ units16.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$621,400
Median rent$1,518
Owner-occupied71.1%
Vacant7.5%
Price-to-income5.7x
Est. income to buy$171,000