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Tuscaloosa city, AL

ZIP 35405 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35405

Median Home Value
$224,900
Median Rent
$843
Affordability Snapshot
$62,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,445/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35405 in Tuscaloosa city, AL, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,445. That is roughly in line with the local median household income ($61,371). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
55.3%-15% vs US avg
x
Vacancy Rate
10.7%+3% vs US avg
x
Broadband Access
90.3%+4% vs US avg
x
4+ Bedrooms
2.1%-85% vs US avg
x
Built Pre-1939
1.6%-88% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
22.4%-55% vs US avg
x
Mortgage-Free
30.0%-21% vs US avg
x
$224,900
Home Value
$843
Rent
1992
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.6%
  • 1-unit attached1.7%
  • 2-9 units17.5%
  • 10+ units19.2%
  • Mobile home & other2.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$224,900
Median rent$843
Owner-occupied55.3%
Vacant10.7%
Price-to-income3.7x
Est. income to buy$62,000