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, AL

ZIP 35446 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35446

Median Home Value
$106,900
Median Rent
$611
Affordability Snapshot
$29,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$687/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35446 in AL, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $687. That sits below the local median household income ($50,650), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
75.8%+16% vs US avg
x
Vacancy Rate
0.0%
x
Broadband Access
78.0%-10% vs US avg
x
4+ Bedrooms
3.0%-79% vs US avg
x
Built Pre-1939
2.4%-81% vs US avg
x
Built Post-2014
3.2%-54% vs US avg
x
Rent Burden >30%
28.9%-42% vs US avg
x
Mortgage-Free
56.1%+47% vs US avg
x
$106,900
Home Value
$611
Rent
1995
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached29.0%
  • 1-unit attached1.1%
  • 2-9 units0.6%
  • 10+ units3.2%
  • Mobile home & other66.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$106,900
Median rent$611
Owner-occupied75.8%
Vacant0.0%
Price-to-income2.1x
Est. income to buy$29,000