ZIP Code 35464 — Gainesville town, AL Demographics & Data

ZIP code 35464 covers Gainesville, AL in Sumter County with a population of about 448.

At a glance, the area shows median age of 25.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 205, 659; U.S. House district AL-7; the MERIDIAN media market.

Median household income in ZIP 35464 is about $12,423 — about 83% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 59.1%; unemployment rate near 0.0%; 14.6% of adults with a bachelor’s degree or higher (about 19.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Other services, and Education; a mean commute of about 123.0 minutes (U.S. average near 26.8).

Median home value is about $50,600 — about 85% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 39.2% (about 26.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 35464 in Gainesville, AL, a household would need roughly $14,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $325. That is roughly in line with the local median household income ($12,423). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Gainesville town, AL as Relatively Low (composite score 53.0), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (76.3) and flood (54.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Gainesville town, AL show little to no average snow and around 55.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 14 for ZIP 35464 (Gainesville town, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.