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Jasper city, AL

ZIP 35504 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35504

Median Home Value
$196,200
Median Rent
$553
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,260/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

29.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35504 in Jasper city, AL, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,260. That sits below the local median household income ($71,521), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.7%+20% vs US avg
x
Vacancy Rate
12.9%+25% vs US avg
x
Broadband Access
88.4%+2% vs US avg
x
4+ Bedrooms
7.3%-51% vs US avg
x
Built Pre-1939
3.5%-73% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
22.8%-54% vs US avg
x
Mortgage-Free
45.9%+20% vs US avg
x
$196,200
Home Value
$553
Rent
1990
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.0%
  • 1-unit attached0.4%
  • 2-9 units6.5%
  • 10+ units1.3%
  • Mobile home & other22.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$196,200
Median rent$553
Owner-occupied78.7%
Vacant12.9%
Price-to-income2.7x
Est. income to buy$54,000