ZIP Code 35543 — Bear Creek town, AL Demographics & Data

ZIP code 35543 covers Bear Creek, AL in Marion County with a population of about 1,086.

At a glance, the area shows median age of 47.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 205, 659; U.S. House district AL-4; the BIRMINGHAM (ANN & TUSC) media market.

Median household income in ZIP 35543 is about $23,077 — about 69% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 24.2%; unemployment rate near 16.4%; 10.0% of adults with a bachelor’s degree or higher (about 23.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Finance and insurance, and Healthcare; about 6.2% of workers reporting work-from-home (about 9.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $127,600 — about 63% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $450 (about 61% below the U.S. median rent ($1,163)), and owner-occupancy near 71.7% (about 6.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 35543 in Bear Creek, AL, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $820. That is about 52% above the local median household income ($23,077), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bear Creek town, AL as Relatively Low (composite score 69.1), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (67.6) and flood (64.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bear Creek town, AL show little to no average snow and around 66.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 35 for ZIP 35543 (Bear Creek town, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.