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Anderson town, AL

ZIP 35610 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35610

Median Home Value
$123,400
Median Rent
$829
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$793/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35610 in Anderson town, AL, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $793. That sits below the local median household income ($87,645), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
93.3%+43% vs US avg
x
Vacancy Rate
2.0%-80% vs US avg
x
Broadband Access
79.5%-9% vs US avg
x
4+ Bedrooms
4.5%-69% vs US avg
x
Built Pre-1939
19.2%+50% vs US avg
x
Built Post-2014
3.7%-46% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
32.9%-14% vs US avg
x
$123,400
Home Value
$829
Rent
1974
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.8%
  • 1-unit attached0.2%
  • 2-9 units2.3%
  • 10+ units0.0%
  • Mobile home & other8.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$123,400
Median rent$829
Owner-occupied93.3%
Vacant2.0%
Price-to-income1.4x
Est. income to buy$34,000