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Athens city, AL

ZIP 35613 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35613

Median Home Value
$291,300
Median Rent
$834
Affordability Snapshot
$80,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,871/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

29.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35613 in Athens city, AL, a household would need roughly $80,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,871. That sits below the local median household income ($103,281), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
86.9%+33% vs US avg
x
Vacancy Rate
5.3%-49% vs US avg
x
Broadband Access
91.1%+5% vs US avg
x
4+ Bedrooms
7.4%-50% vs US avg
x
Built Pre-1939
1.7%-87% vs US avg
x
Built Post-2014
5.2%-25% vs US avg
x
Rent Burden >30%
8.1%-84% vs US avg
x
Mortgage-Free
38.6%+1% vs US avg
x
$291,300
Home Value
$834
Rent
2001
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.0%
  • 1-unit attached0.8%
  • 2-9 units2.8%
  • 10+ units0.2%
  • Mobile home & other9.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$291,300
Median rent$834
Owner-occupied86.9%
Vacant5.3%
Price-to-income2.8x
Est. income to buy$80,000